From both a young and an older adult’s perspective, the housing crisis isn’t just an inconvenience—it’s a full-blown economic disaster with no end in sight. For young people, it’s about the dream of homeownership slipping away, replaced by skyrocketing rent and a near-impossible path to buying a home. For older generations, it’s about economic security, rising costs, and what kind of future their kids and grandkids will inherit.

Young adults are stuck in a system where rents have exploded, wages haven’t kept up, and buying a home feels like a fantasy. The idea of “just saving for a down payment” is laughable when rent, student loans, and basic living costs already eat up most of every paycheck. Even those who do manage to save are often outbid by corporate investors buying homes in cash. Meanwhile, politicians act like this is just a supply-and-demand issue when in reality, the market is rigged to benefit investors, not regular people.

But this isn’t just a “young person problem.” Older generations—especially those on fixed incomes—are struggling too. Retirees who thought they’d be financially stable are watching property taxes, home insurance, and HOA fees skyrocket, forcing some out of homes they’ve lived in for decades. Those who rent aren’t much better off—many face eviction or huge rent hikes with no safety net. And for older homeowners who do have equity, many worry about their kids or grandkids never being able to afford a home of their own.